Grow Your Fleet, Keep More Cash
How to Get Low Monthly Payments on a New Heavy-Duty Truck
The freight market continues to build and fleets with the right equipment are in the best position to win new business. If you've been waiting for the right moment to add trucks to your fleet, that moment is now. International® Financial's Year-End Cash in Hand Program is built for exactly this. It gives qualified fleets low monthly payments on new Medium Duty, Severe Duty, and Heavy Duty International trucks — so you can put equipment to work now while keeping cash where you need it most. We're helping fleets across the region take advantage of this program before it expires on October 31.
Why Now Is the Time to Buy a Heavy-Duty Truck
Freight demand is climbing, and carriers with newer, reliable equipment are winning the loads. Older trucks can mean more downtime, higher maintenance costs, and missed opportunities right when the market is rewarding fleets that can say yes to more freight.
Financing a new truck NOW instead of later means:
- More trucks on the road sooner to capture rising freight volume
- Lower maintenance risk compared to running aging equipment through peak season
- Predictable costs heading into 2027 budgeting season
What Does the Year-End Cash In Hand Program Offer
More Cash Where It Matters: Lower upfront monthly payments free up cash for fuel, maintenance, and the day-to-day costs of keeping your operation moving, instead of tying it all up in a truck payment.
Budget With Confidence: The program offers predictable, low monthly payments for the first six months, making it easier to plan your budget while you grow.
A Potential Tax Advantage: Financing a truck through this program may qualify your business for 100% Bonus Depreciation. (Every business's tax situation is different — talk to your tax advisor about what this could mean for you.)
Eligible Equipment: The program applies to new:
- Medium Duty International trucks
- Severe Duty International trucks
- Heavy Duty International trucks
Whether you're adding a single truck or expanding a fleet, this financing structure is designed to make growth more affordable right now. View Inventory
Is the Year-End Cash In Hand Program Right For Your Fleet?
This program is a strong fit if you are:
- Planning to replace aging trucks before winter freight season
- Looking to expand capacity to capture rising freight demand
- Wanting to preserve working capital for fuel, drivers, and operations
- Interested in exploring tax advantages tied to equipment purchases
Offer terms, payments, and down payment amounts are determined by Navistar Financial Corporation based on creditworthiness, and the program can't be combined with other offers or discounts. Our team can walk you through current eligibility and help you find the right truck for your fleet.
Find the Right International Truck for Your Fleet
Browse our International inventory and find the right Medium, Severe, or Heavy-Duty truck ready to put to work. Our knowledgeable team of sales experts are here to help!
- Choose the right spec for your application: Shop our International inventory
- Understand your financing options under the Year-End Cash in Hand Program: Get a head start on the Finance Application
- Get your truck funded before the October 31 deadline
Ready to grow your fleet and keep more cash on hand? Contact us to see how the Year-End Cash in Hand Program can work for your business.
Why the Deadline Matters: October 31 Cutoff
This is a limited-time offer. To lock in the low monthly payment structure, trucks need to be funded before October 31. Waiting could mean missing the window — and paying full monthly payments from day one instead of easing into 2027.
This offer, including payments, terms, and conditions, may be modified, adjusted, or terminated at any time by Navistar Financial Corporation. Units funded prior to termination will be honored under original terms. Offer eligibility, payments, terms, and down payment are determined by Navistar Financial Corporation based on customer creditworthiness. Other restrictions may apply. Participation is non-negotiable, not redeemable for cash, non-transferable, and cannot be combined with other offers or discounts. International® Financial services are provided by Navistar Financial Corporation. ©2026 International Motors, LLC (d/b/a International Motors USA LLC in Illinois and Ohio). All rights reserved.